Indian Overseas Bank PANCHAMADEVI Branch IFSC Code

IOBA 0003070
Indian Overseas Bank Logo Indian Overseas Bank
PANCHAMADEVI — KARUR, TAMIL NADU
MICR: 639020020 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PANCHAMADEVI
IFSC Code
IOBA0003070
MICR Code
639020020
Address
14 BY 165,SANTHANAKALIPALAYAM,NEAR POST OFFICE,PANCHAMADEVI POST,KARUR DT,639004
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City
KARUR
District
KARUR
State
TAMIL NADU
Contact
+914324222252

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003070 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003070.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003070.

IFSC Code Structure

I
O
B
A
0
0
0
3
0
7
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003070 — Branch code (PANCHAMADEVI)

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Frequently Asked Questions

Is IOBA0003070 valid for online transfer?
Yes, IOBA0003070 is a valid IFSC code for Indian Overseas Bank PANCHAMADEVI branch in KARUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003070 belong to?
IOBA0003070 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PANCHAMADEVI is 639020020. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003070?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.