Indian Overseas Bank NAIHATI Branch IFSC Code

IOBA 0003307
Indian Overseas Bank Logo Indian Overseas Bank
NAIHATI — NORTH 24 PARGANAS, WEST BENGAL
MICR: 700020093 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
NAIHATI
IFSC Code
IOBA0003307
MICR Code
700020093
Address
6,BIJOY NAGAR,DHANKAL MORE,P O NAIHATI,PIN 743 165
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City
NORTH 24 PARGANAS
District
BARRACKPUR
State
WEST BENGAL
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003307 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003307.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003307.

IFSC Code Structure

I
O
B
A
0
0
0
3
3
0
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003307 — Branch code (NAIHATI)

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Frequently Asked Questions

Is IOBA0003307 valid for online transfer?
Yes, IOBA0003307 is a valid IFSC code for Indian Overseas Bank NAIHATI branch in NORTH 24 PARGANAS, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003307 belong to?
IOBA0003307 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NAIHATI is 700020093. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003307?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.