Indian Overseas Bank BIHARIA GURUDASPUR Branch IFSC Code
IOBA 0003486
Indian Overseas Bank BIHARIA GURUDASPUR — MURSHIDABAD, WEST BENGAL
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- BIHARIA GURUDASPUR
- IFSC Code
- IOBA0003486
- Address
- VILLAGE GURUDASPUR,C/O BANSHIBADAN BAISWAS,PO RAJNAGAR,PS HARIHARPARA,MURSHIDABAD DIST,WEST BENGAL - 742175 Open in Google Maps
- City
- MURSHIDABAD
- District
- MURSHIDABAD
- State
- WEST BENGAL
- Contact
- +912025665822
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003486 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003486.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003486.
IFSC Code Structure
I
O
B
A
0
0
0
3
4
8
6
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003486 — Branch code (BIHARIA GURUDASPUR)
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Frequently Asked Questions
Is IOBA0003486 valid for online transfer?
Yes, IOBA0003486 is a valid IFSC code for Indian Overseas Bank BIHARIA GURUDASPUR branch in MURSHIDABAD, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003486 belong to?
IOBA0003486 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003486?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.