Indian Overseas Bank KALAPADA Branch IFSC Code

IOBA 0003512
Indian Overseas Bank Logo Indian Overseas Bank
KALAPADA — CUTTACK, ODISHA
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KALAPADA
IFSC Code
IOBA0003512
Address
4133,FIRST FLOOR,KALAPADA,VIA BENTAKAR,CUTTACK DIST,ODISHA - 754112
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City
CUTTACK
District
BENTKAR
State
ODISHA
Contact
+916742545135

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003512 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003512.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003512.

IFSC Code Structure

I
O
B
A
0
0
0
3
5
1
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003512 — Branch code (KALAPADA)

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Frequently Asked Questions

Is IOBA0003512 valid for online transfer?
Yes, IOBA0003512 is a valid IFSC code for Indian Overseas Bank KALAPADA branch in CUTTACK, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003512 belong to?
IOBA0003512 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003512?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.