Indian Overseas Bank MEDICAL COLLEGE ROAD,GORAKHPUR Branch IFSC Code

IOBA 0004042
Indian Overseas Bank Logo Indian Overseas Bank
MEDICAL COLLEGE ROAD,GORAKHPUR — GORAKHPUR, UTTAR PRADESH
MICR: 273020010 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MEDICAL COLLEGE ROAD,GORAKHPUR
IFSC Code
IOBA0004042
MICR Code
273020010
Address
UIAURFUNERA,POSTJHUNGIABAZAR,EICACOEGEROAGORAKHPUR
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City
GORAKHPUR
District
GORAKHPUR
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0004042 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004042.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004042.

IFSC Code Structure

I
O
B
A
0
0
0
4
0
4
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 004042 — Branch code (MEDICAL COLLEGE ROAD,GORAKHPUR)

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Frequently Asked Questions

Is IOBA0004042 valid for online transfer?
Yes, IOBA0004042 is a valid IFSC code for Indian Overseas Bank MEDICAL COLLEGE ROAD,GORAKHPUR branch in GORAKHPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004042 belong to?
IOBA0004042 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MEDICAL COLLEGE ROAD,GORAKHPUR is 273020010. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004042?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.