Indian Overseas Bank HARANAHEE Branch IFSC Code

IOBA 0004046
Indian Overseas Bank Logo Indian Overseas Bank
HARANAHEE — GORAKHPUR, UTTAR PRADESH
MICR: 273020014 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
HARANAHEE
IFSC Code
IOBA0004046
MICR Code
273020014
Address
HARANAHEE,KHAJNI SIKARIGANJ ROAD,TEHSIL KHAJNI,DIST GORAKHPUR
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City
GORAKHPUR
District
GORAKHPUR
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0004046 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004046.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004046.

IFSC Code Structure

I
O
B
A
0
0
0
4
0
4
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 004046 — Branch code (HARANAHEE)

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Frequently Asked Questions

Is IOBA0004046 valid for online transfer?
Yes, IOBA0004046 is a valid IFSC code for Indian Overseas Bank HARANAHEE branch in GORAKHPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004046 belong to?
IOBA0004046 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank HARANAHEE is 273020014. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004046?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.