Indian Overseas Bank PIPIGANJ Branch IFSC Code

IOBA 0004050
Indian Overseas Bank Logo Indian Overseas Bank
PIPIGANJ — GORAKHPUR, UTTAR PRADESH
MICR: 273020013 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PIPIGANJ
IFSC Code
IOBA0004050
MICR Code
273020013
Address
ADNO10,SUBHASHNAGA,PIPIGANJ,NH24SONAULIOAD,PIPIGANJ,DISTGOAKHPU
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City
GORAKHPUR
District
PIPIGANJ
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0004050 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004050.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004050.

IFSC Code Structure

I
O
B
A
0
0
0
4
0
5
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 004050 — Branch code (PIPIGANJ)

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Frequently Asked Questions

Is IOBA0004050 valid for online transfer?
Yes, IOBA0004050 is a valid IFSC code for Indian Overseas Bank PIPIGANJ branch in GORAKHPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004050 belong to?
IOBA0004050 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PIPIGANJ is 273020013. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004050?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.