Indian Overseas Bank GHOD DOD ROAD Branch IFSC Code
IOBA 0004131
Indian Overseas Bank GHOD DOD ROAD — SURAT, GUJARAT
MICR: 395020010
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GHOD DOD ROAD
- IFSC Code
- IOBA0004131
- MICR Code
- 395020010
- Address
- GF SHOP NO. 3, 4, WEST, ROYAL HEIGHTS, BH SARGAM SHOPPING CENTRE,SOMNATH MAHADEV ROAD,GHOD DOD ROAD, SURAT - 395007 Open in Google Maps
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0004131 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004131.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004131.
IFSC Code Structure
I
O
B
A
0
0
0
4
1
3
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 004131 — Branch code (GHOD DOD ROAD)
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Frequently Asked Questions
Is IOBA0004131 valid for online transfer?
Yes, IOBA0004131 is a valid IFSC code for Indian Overseas Bank GHOD DOD ROAD branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004131 belong to?
IOBA0004131 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GHOD DOD ROAD is 395020010. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004131?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.