Indian Overseas Bank GAURAV PATH Branch IFSC Code

IOBA 0004140
Indian Overseas Bank Logo Indian Overseas Bank
GAURAV PATH — SURAT, GUJARAT
MICR: 395020011 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
GAURAV PATH
IFSC Code
IOBA0004140
MICR Code
395020011
Address
SHOP NO-27, 28, 29, GROUND FLOOR, ORCHID HARMONY, GAURAV PATH, OPPOSITE FIRE STATION
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City
SURAT
District
SURAT
State
GUJARAT

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0004140 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004140.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004140.

IFSC Code Structure

I
O
B
A
0
0
0
4
1
4
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 004140 — Branch code (GAURAV PATH)

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View all Indian Overseas Bank branches in SURAT →

Frequently Asked Questions

Is IOBA0004140 valid for online transfer?
Yes, IOBA0004140 is a valid IFSC code for Indian Overseas Bank GAURAV PATH branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004140 belong to?
IOBA0004140 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GAURAV PATH is 395020011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004140?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.