Indian Overseas Bank IOB CREDIT CARD - NEFT Branch IFSC Code
IOBA 00CARDS
Indian Overseas Bank IOB CREDIT CARD - NEFT — CHENNAI, TAMIL NADU
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- IOB CREDIT CARD - NEFT
- IFSC Code
- IOBA00CARDS
- City
- CHENNAI
- District
- CHENNAI
- State
- TAMIL NADU
- Contact
- +9144447172970
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA00CARDS to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA00CARDS.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA00CARDS.
IFSC Code Structure
I
O
B
A
0
0
C
A
R
D
S
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 0CARDS — Branch code (IOB CREDIT CARD - NEFT)
Nearby Indian Overseas Bank Branches in CHENNAI
ADYAR
IOBA0000002
NO 12, SARDAR PATEL ROAD, ADAYAR, CHENNAI - 600020
MICR: 600020043 RTGS ✓ NEFT ✓ IMPS ✓
AMINJIKARAI
IOBA0000005
OLD 248, 409, POONAMALLE HIGH ROAD, AMINJIKARAI, CHENNAI 600029
MICR: 600020015 RTGS ✓ NEFT ✓ IMPS ✓
CHENNAI AVADI
IOBA0000008
229,NEW MILITARY ROAD,AVADI CHENNAI PIN600054
MICR: 600020042 RTGS ✓ NEFT ✓ IMPS ✓
AYANAVARAM
IOBA0000009
150, KONNUR RD, AYANAVARAM, CHENNAI
MICR: 600020038 RTGS ✓ NEFT ✓ IMPS ✓
KODAMBAKKAM
IOBA0000038
292, ARCOT ROAD, KODAMBAKKAM , CHENNAI - 600 024
MICR: 600020014 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA00CARDS valid for online transfer?
Yes, IOBA00CARDS is a valid IFSC code for Indian Overseas Bank IOB CREDIT CARD - NEFT branch in CHENNAI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA00CARDS belong to?
IOBA00CARDS belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA00CARDS?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.