Jammu and Kashmir Bank AJOTE Branch IFSC Code

JAKA 0AJJOTE
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
AJOTE — POONCH, JAMMU AND KASHMIR
MICR: 185051110 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
AJOTE
IFSC Code
JAKA0AJJOTE
MICR Code
185051110
Address
AJOTE,DISTRICT POONCH,PIN CODE 185101
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City
POONCH
District
POONCH
State
JAMMU AND KASHMIR
Contact
+919469049938

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0AJJOTE to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0AJJOTE.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0AJJOTE.

IFSC Code Structure

J
A
K
A
0
A
J
J
O
T
E
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • AJJOTE — Branch code (AJOTE)

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Frequently Asked Questions

Is JAKA0AJJOTE valid for online transfer?
Yes, JAKA0AJJOTE is a valid IFSC code for Jammu and Kashmir Bank AJOTE branch in POONCH, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0AJJOTE belong to?
JAKA0AJJOTE belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank AJOTE is 185051110. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0AJJOTE?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.