Jammu and Kashmir Bank ARAI POONCH Branch IFSC Code

JAKA 0ARAYEE
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
ARAI POONCH — POONCH, JAMMU AND KASHMIR
MICR: 185051128 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
ARAI POONCH
IFSC Code
JAKA0ARAYEE
MICR Code
185051128
Address
ARAI, POST OFFICE ARAI, TEHSIL MANDI, DISTRICT POONCH
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City
POONCH
District
POONCH
State
JAMMU AND KASHMIR
Contact
+917889672514

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0ARAYEE to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0ARAYEE.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0ARAYEE.

IFSC Code Structure

J
A
K
A
0
A
R
A
Y
E
E
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • ARAYEE — Branch code (ARAI POONCH)

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Frequently Asked Questions

Is JAKA0ARAYEE valid for online transfer?
Yes, JAKA0ARAYEE is a valid IFSC code for Jammu and Kashmir Bank ARAI POONCH branch in POONCH, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0ARAYEE belong to?
JAKA0ARAYEE belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank ARAI POONCH is 185051128. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0ARAYEE?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.