Jammu and Kashmir Bank BALAKOTE Branch IFSC Code

JAKA 0BALAKO
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
BALAKOTE — POONCH, JAMMU AND KASHMIR
MICR: 185051117 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
BALAKOTE
IFSC Code
JAKA0BALAKO
MICR Code
185051117
Address
POST OFFICE DHARGLOON, MENDHAR, POONCH, JAMMU, JK PIN 185211
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City
POONCH
District
POONCH
State
JAMMU AND KASHMIR
Contact
+911965227018

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0BALAKO to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0BALAKO.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0BALAKO.

IFSC Code Structure

J
A
K
A
0
B
A
L
A
K
O
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • BALAKO — Branch code (BALAKOTE)

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Frequently Asked Questions

Is JAKA0BALAKO valid for online transfer?
Yes, JAKA0BALAKO is a valid IFSC code for Jammu and Kashmir Bank BALAKOTE branch in POONCH, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0BALAKO belong to?
JAKA0BALAKO belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank BALAKOTE is 185051117. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0BALAKO?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.