Axis Bank MILLER GANJ, LUDHIANA Branch IFSC Code
UTIB 0000324
Axis Bank MILLER GANJ, LUDHIANA — LUDHIANA, PUNJAB
MICR: 141211006
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Axis Bank
- Branch
- MILLER GANJ, LUDHIANA
- IFSC Code
- UTIB0000324
- MICR Code
- 141211006
- Address
- B-15-179/1,NIRANKARI KUCHA 4,G.T. ROAD BTW VISHWAKARAMA & DHOLEWAL CHOWK, Open in Google Maps
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTIB0000324 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0000324.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0000324.
IFSC Code Structure
U
T
I
B
0
0
0
0
3
2
4
- UTIB — Bank code (Axis Bank)
- 0 — Reserved (always 0)
- 000324 — Branch code (MILLER GANJ, LUDHIANA)
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Frequently Asked Questions
Is UTIB0000324 valid for online transfer?
Yes, UTIB0000324 is a valid IFSC code for Axis Bank MILLER GANJ, LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0000324 belong to?
UTIB0000324 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank MILLER GANJ, LUDHIANA is 141211006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0000324?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.