Axis Bank KESAR GANJ CHOWK Branch IFSC Code

UTIB 0003086
Axis Bank Logo Axis Bank
KESAR GANJ CHOWK — LUDHIANA, PUNJAB
MICR: 141211028 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
KESAR GANJ CHOWK
IFSC Code
UTIB0003086
MICR Code
141211028
Address
GRD FLR MUNICIPAL NO BV II 783 LAKKAR BAZAR
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+919988833074

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0003086 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0003086.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0003086.

IFSC Code Structure

U
T
I
B
0
0
0
3
0
8
6
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 003086 — Branch code (KESAR GANJ CHOWK)

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Frequently Asked Questions

Is UTIB0003086 valid for online transfer?
Yes, UTIB0003086 is a valid IFSC code for Axis Bank KESAR GANJ CHOWK branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0003086 belong to?
UTIB0003086 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank KESAR GANJ CHOWK is 141211028. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0003086?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.