Axis Bank KESAR GANJ CHOWK Branch IFSC Code
UTIB 0003086
KESAR GANJ CHOWK — LUDHIANA, PUNJAB
MICR: 141211028
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Axis Bank
- Branch
- KESAR GANJ CHOWK
- IFSC Code
- UTIB0003086
- MICR Code
- 141211028
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
- Contact
- +919988833074
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTIB0003086 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0003086.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0003086.
IFSC Code Structure
U
T
I
B
0
0
0
3
0
8
6
- UTIB — Bank code (Axis Bank)
- 0 — Reserved (always 0)
- 003086 — Branch code (KESAR GANJ CHOWK)
Nearby Axis Bank Branches in LUDHIANA
LUDHIANA
UTIB0000042
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MICR: 141211002 RTGS ✓ NEFT ✓ IMPS ✓
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UTIB0000196
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MICR: 141211003 RTGS ✓ NEFT ✓ IMPS ✓
ADDADAKHA ,PUNJAB
UTIB0000197
OPPOSITE IOC PETROL PUMP, NEAR JYOTI RESTAURANT AND BSNL OFFICE,FEROZPUR ROAD,
MICR: 141211521 RTGS ✓ NEFT ✓ IMPS ✓
THREEKE ,PUNJAB
UTIB0000198
FEROZPUR ROAD, THREEKE DISTRICT LUDHIANA
MICR: 141211004 RTGS ✓ NEFT ✓ IMPS ✓
SUDHAR PUNJAB
UTIB0000280
RAJKOT ROAD OPP GHG KHALSA COLLEGE,DISTT. LUDHIANA
MICR: 141211302 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is UTIB0003086 valid for online transfer?
Yes, UTIB0003086 is a valid IFSC code for Axis Bank KESAR GANJ CHOWK branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0003086 belong to?
UTIB0003086 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank KESAR GANJ CHOWK is 141211028. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0003086?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.