Axis Bank FOCAL POINT LUDHIANA Branch IFSC Code

UTIB 0003344
Axis Bank Logo Axis Bank
FOCAL POINT LUDHIANA — LUDHIANA, PUNJAB
MICR: 141211030 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
FOCAL POINT LUDHIANA
IFSC Code
UTIB0003344
MICR Code
141211030
Address
GROUND FLOOR SHERPUR KALAN OPPOSITE FOCAL POINT
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+919780523951

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0003344 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0003344.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0003344.

IFSC Code Structure

U
T
I
B
0
0
0
3
3
4
4
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 003344 — Branch code (FOCAL POINT LUDHIANA)

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Frequently Asked Questions

Is UTIB0003344 valid for online transfer?
Yes, UTIB0003344 is a valid IFSC code for Axis Bank FOCAL POINT LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0003344 belong to?
UTIB0003344 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank FOCAL POINT LUDHIANA is 141211030. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0003344?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.