Axis Bank LUDHIANA CIVIL LINES Branch IFSC Code

UTIB 0003927
Axis Bank Logo Axis Bank
LUDHIANA CIVIL LINES — LUDHIANA, PUNJAB
MICR: 141211035 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
LUDHIANA CIVIL LINES
IFSC Code
UTIB0003927
MICR Code
141211035
Address
KHASRA NO. 3604 12 OPPOSITE VIVEK NAGAR LUDHIANA 141001
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0003927 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0003927.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0003927.

IFSC Code Structure

U
T
I
B
0
0
0
3
9
2
7
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 003927 — Branch code (LUDHIANA CIVIL LINES)

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Frequently Asked Questions

Is UTIB0003927 valid for online transfer?
Yes, UTIB0003927 is a valid IFSC code for Axis Bank LUDHIANA CIVIL LINES branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0003927 belong to?
UTIB0003927 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank LUDHIANA CIVIL LINES is 141211035. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0003927?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.