Axis Bank PHASE TWO DUGRI Branch IFSC Code

UTIB 0004696
Axis Bank Logo Axis Bank
PHASE TWO DUGRI — LUDHIANA, PUNJAB
MICR: 141211040 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
PHASE TWO DUGRI
IFSC Code
UTIB0004696
MICR Code
141211040
Address
GROUND FLOOR, SCO 62, PHASE 2, DUGRI, LUDHIANA
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0004696 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0004696.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0004696.

IFSC Code Structure

U
T
I
B
0
0
0
4
6
9
6
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 004696 — Branch code (PHASE TWO DUGRI)

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Frequently Asked Questions

Is UTIB0004696 valid for online transfer?
Yes, UTIB0004696 is a valid IFSC code for Axis Bank PHASE TWO DUGRI branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0004696 belong to?
UTIB0004696 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank PHASE TWO DUGRI is 141211040. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0004696?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.