Axis Bank PAU LUDHIANA Branch IFSC Code

UTIB 0004809
Axis Bank Logo Axis Bank
PAU LUDHIANA — LUDHIANA, PUNJAB
MICR: 141211041 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
PAU LUDHIANA
IFSC Code
UTIB0004809
MICR Code
141211041
Address
PUNJAB AGRICULTRUAL UNIVERSITY CAMPUS, FEROZEPUR ROAD
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+911615050582

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0004809 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0004809.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0004809.

IFSC Code Structure

U
T
I
B
0
0
0
4
8
0
9
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 004809 — Branch code (PAU LUDHIANA)

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Frequently Asked Questions

Is UTIB0004809 valid for online transfer?
Yes, UTIB0004809 is a valid IFSC code for Axis Bank PAU LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0004809 belong to?
UTIB0004809 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank PAU LUDHIANA is 141211041. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0004809?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.