Axis Bank GIASPURA LUDHIANA Branch IFSC Code

UTIB 0005260
Axis Bank Logo Axis Bank
GIASPURA LUDHIANA — LUDHIANA, PUNJAB
MICR: 141211048 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
GIASPURA LUDHIANA
IFSC Code
UTIB0005260
MICR Code
141211048
Address
GROUND FLOOR, SUA ROAD, GIASPURA, LUDHIANA, PUNJAB 1410014
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+919814443599

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0005260 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0005260.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0005260.

IFSC Code Structure

U
T
I
B
0
0
0
5
2
6
0
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 005260 — Branch code (GIASPURA LUDHIANA)

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Frequently Asked Questions

Is UTIB0005260 valid for online transfer?
Yes, UTIB0005260 is a valid IFSC code for Axis Bank GIASPURA LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0005260 belong to?
UTIB0005260 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank GIASPURA LUDHIANA is 141211048. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0005260?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.