Utkarsh Small Finance Bank GYANBABU CHOWK Branch IFSC Code

UTKS 0001194
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
GYANBABU CHOWK — EAST CHAMPARAN, BIHAR
MICR: 845762002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
GYANBABU CHOWK
IFSC Code
UTKS0001194
MICR Code
845762002
Address
GROUND FLOOR,MAUZA - MOTIHARI KOLHUARWA,THANA - MOTIHARI,DISTRICT - EAST CHAMPARAN,BIHAR
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City
EAST CHAMPARAN
District
EAST CHAMPARAN
State
BIHAR
Contact
+917280027163

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001194 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001194.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001194.

IFSC Code Structure

U
T
K
S
0
0
0
1
1
9
4
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001194 — Branch code (GYANBABU CHOWK)

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Frequently Asked Questions

Is UTKS0001194 valid for online transfer?
Yes, UTKS0001194 is a valid IFSC code for Utkarsh Small Finance Bank GYANBABU CHOWK branch in EAST CHAMPARAN, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001194 belong to?
UTKS0001194 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank GYANBABU CHOWK is 845762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001194?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.