Utkarsh Small Finance Bank KOTWA Branch IFSC Code

UTKS 0001894
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
KOTWA — EAST CHAMPARAN, BIHAR
MICR: 845762013 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
KOTWA
IFSC Code
UTKS0001894
MICR Code
845762013
Address
BAZAR TOLA ROAD NH-28 LINK ROAD NEAR CDPO OFFICE KOTWA DISTRICT-EAST CHAMPARAN BIHAR PIN CODE-845437
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City
EAST CHAMPARAN
District
KOTWA
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001894 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001894.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001894.

IFSC Code Structure

U
T
K
S
0
0
0
1
8
9
4
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001894 — Branch code (KOTWA)

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Frequently Asked Questions

Is UTKS0001894 valid for online transfer?
Yes, UTKS0001894 is a valid IFSC code for Utkarsh Small Finance Bank KOTWA branch in EAST CHAMPARAN, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001894 belong to?
UTKS0001894 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank KOTWA is 845762013. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001894?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.