Utkarsh Small Finance Bank RAMGARHWA Branch IFSC Code

UTKS 0001887
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
RAMGARHWA — EAST CHAMPARAN, BIHAR
MICR: 845762012 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
RAMGARHWA
IFSC Code
UTKS0001887
MICR Code
845762012
Address
GROUND FLOOR BEHIND PANDEY MARKET RAMGARHWA DIST.-EAST CHAMPARAN BIHAR PIN-845433
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City
EAST CHAMPARAN
District
RAMGARHWA
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001887 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001887.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001887.

IFSC Code Structure

U
T
K
S
0
0
0
1
8
8
7
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001887 — Branch code (RAMGARHWA)

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Frequently Asked Questions

Is UTKS0001887 valid for online transfer?
Yes, UTKS0001887 is a valid IFSC code for Utkarsh Small Finance Bank RAMGARHWA branch in EAST CHAMPARAN, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001887 belong to?
UTKS0001887 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank RAMGARHWA is 845762012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001887?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.