Utkarsh Small Finance Bank SURAT Branch IFSC Code

UTKS 0001540

Utkarsh Small Finance Bank

SURAT — SURAT, GUJARAT

MICR: 395762002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: Utkarsh Small Finance Bank
Branch: SURAT
IFSC Code: UTKS0001540
MICR Code: 395762002
Address: GROUND FLOOR,SHOP NO.2,SUNDARAM SPACE,SAGRAMPURA,HANUMANSHERI RING ROAD,SURAT-395008,GUJARAT
City: SURAT
District: SURAT
State: GUJARAT
Contact: +919038093259

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001540 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001540.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001540.

IFSC Code Structure

UTKS — Bank code (Utkarsh Small Finance Bank)
0 — Reserved (always 0)
001540 — Branch code (SURAT)

Nearby Utkarsh Small Finance Bank Branches in SURAT

VARACHHA SURAT

UTKS0001608

SHOP NO.2 GROUND FLOOR J R PLAZA,VARACHHA MAIN ROAD B/S,CNG PUMP SHREE JAIMAHALAXMI,SOCIETY CHIKUWADI NANA VARACHHA,SURAT PINCODE-395006 GUJARAT

MICR: 395762003 RTGS ✓ NEFT ✓ IMPS ✓

ADAJAN PAL SURAT

UTKS0001745

SHOP NO.26 & 27 LA VICTORIA BUILDING GALAXY CIRCLE ADAJAN-PAL SURAT GUJARAT-394510

MICR: 394762002 RTGS ✓ NEFT ✓ IMPS ✓

VESU SURAT

UTKS0001747

SHOP NO.G - 7 SHUBH UNIVERSAL,VESU,SURAT,GUJARAT - 395001

MICR: 395762004 RTGS ✓ NEFT ✓ IMPS ✓

View all Utkarsh Small Finance Bank branches in SURAT →

Frequently Asked Questions

Is UTKS0001540 valid for online transfer?

Yes, UTKS0001540 is a valid IFSC code for Utkarsh Small Finance Bank SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does UTKS0001540 belong to?

UTKS0001540 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.

What is the MICR code for this branch?

The MICR code for Utkarsh Small Finance Bank SURAT is 395762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using UTKS0001540?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.