Utkarsh Small Finance Bank ADAJAN PAL SURAT Branch IFSC Code

UTKS 0001745
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
ADAJAN PAL SURAT — SURAT, GUJARAT
MICR: 394762002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
ADAJAN PAL SURAT
IFSC Code
UTKS0001745
MICR Code
394762002
Address
SHOP NO.26 & 27 LA VICTORIA BUILDING GALAXY CIRCLE ADAJAN-PAL SURAT GUJARAT-394510
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City
SURAT
District
SURAT
State
GUJARAT
Contact
+91261

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001745 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001745.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001745.

IFSC Code Structure

U
T
K
S
0
0
0
1
7
4
5
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001745 — Branch code (ADAJAN PAL SURAT)

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Frequently Asked Questions

Is UTKS0001745 valid for online transfer?
Yes, UTKS0001745 is a valid IFSC code for Utkarsh Small Finance Bank ADAJAN PAL SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001745 belong to?
UTKS0001745 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank ADAJAN PAL SURAT is 394762002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001745?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.