Utkarsh Small Finance Bank VARACHHA SURAT Branch IFSC Code
UTKS 0001608
Utkarsh Small Finance Bank VARACHHA SURAT — SURAT, GUJARAT
MICR: 395762003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Utkarsh Small Finance Bank
- Branch
- VARACHHA SURAT
- IFSC Code
- UTKS0001608
- MICR Code
- 395762003
- Address
- SHOP NO.2 GROUND FLOOR J R PLAZA,VARACHHA MAIN ROAD B/S,CNG PUMP SHREE JAIMAHALAXMI,SOCIETY CHIKUWADI NANA VARACHHA,SURAT PINCODE-395006 GUJARAT Open in Google Maps
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTKS0001608 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001608.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001608.
IFSC Code Structure
U
T
K
S
0
0
0
1
6
0
8
- UTKS — Bank code (Utkarsh Small Finance Bank)
- 0 — Reserved (always 0)
- 001608 — Branch code (VARACHHA SURAT)
Nearby Utkarsh Small Finance Bank Branches in SURAT
SURAT
UTKS0001540
GROUND FLOOR,SHOP NO.2,SUNDARAM SPACE,SAGRAMPURA,HANUMANSHERI RING ROAD,SURAT-395008,GUJARAT
MICR: 395762002 RTGS ✓ NEFT ✓ IMPS ✓
ADAJAN PAL SURAT
UTKS0001745
SHOP NO.26 & 27 LA VICTORIA BUILDING GALAXY CIRCLE ADAJAN-PAL SURAT GUJARAT-394510
MICR: 394762002 RTGS ✓ NEFT ✓ IMPS ✓
VESU SURAT
UTKS0001747
SHOP NO.G - 7 SHUBH UNIVERSAL,VESU,SURAT,GUJARAT - 395001
MICR: 395762004 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is UTKS0001608 valid for online transfer?
Yes, UTKS0001608 is a valid IFSC code for Utkarsh Small Finance Bank VARACHHA SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001608 belong to?
UTKS0001608 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank VARACHHA SURAT is 395762003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001608?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.