Indian Overseas Bank THIRUVANANTHAPURAM Branch IFSC Code

IOBA 0000099
Indian Overseas Bank Logo Indian Overseas Bank
THIRUVANANTHAPURAM — TRIVANDRUM, KERALA
MICR: 695020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
THIRUVANANTHAPURAM
IFSC Code
IOBA0000099
MICR Code
695020002
Address
25 BY 1 AND 2, Y M C A BLDG, M G ROAD, THIRUVANANTHAPURAM - 695001
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City
TRIVANDRUM
District
THIRUVANANTHAPURAM
State
KERALA
Contact
+914712478320

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000099 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000099.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000099.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
9
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000099 — Branch code (THIRUVANANTHAPURAM)

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Frequently Asked Questions

Is IOBA0000099 valid for online transfer?
Yes, IOBA0000099 is a valid IFSC code for Indian Overseas Bank THIRUVANANTHAPURAM branch in TRIVANDRUM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000099 belong to?
IOBA0000099 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank THIRUVANANTHAPURAM is 695020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000099?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.