Indian Overseas Bank NEYYATINKARA Branch IFSC Code

IOBA 0000445
Indian Overseas Bank Logo Indian Overseas Bank
NEYYATINKARA — TRIVANDRUM, KERALA
MICR: 695020202 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
NEYYATINKARA
IFSC Code
IOBA0000445
MICR Code
695020202
Address
12 BY 64, H K MOOSA COMPLEX, MAIN ROAD, NEYYATTINKARA695121
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City
TRIVANDRUM
District
NEYYATTINKARA
State
KERALA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000445 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000445.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000445.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
4
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000445 — Branch code (NEYYATINKARA)

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Frequently Asked Questions

Is IOBA0000445 valid for online transfer?
Yes, IOBA0000445 is a valid IFSC code for Indian Overseas Bank NEYYATINKARA branch in TRIVANDRUM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000445 belong to?
IOBA0000445 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NEYYATINKARA is 695020202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000445?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.