Indian Overseas Bank VATTIYOORKAVU Branch IFSC Code

IOBA 0000428
Indian Overseas Bank Logo Indian Overseas Bank
VATTIYOORKAVU — TRIVANDRUM, KERALA
MICR: 695020009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VATTIYOORKAVU
IFSC Code
IOBA0000428
MICR Code
695020009
Address
VP IV BY 542VATTIYOORKAVU KACHANI POST THIRUVANANTHAPURAM PIN695013
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City
TRIVANDRUM
District
VATTIYURKAVU
State
KERALA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000428 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000428.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000428.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
2
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000428 — Branch code (VATTIYOORKAVU)

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Frequently Asked Questions

Is IOBA0000428 valid for online transfer?
Yes, IOBA0000428 is a valid IFSC code for Indian Overseas Bank VATTIYOORKAVU branch in TRIVANDRUM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000428 belong to?
IOBA0000428 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VATTIYOORKAVU is 695020009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000428?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.