Indian Overseas Bank KURAVANKONAM Branch IFSC Code

IOBA 0000496
Indian Overseas Bank Logo Indian Overseas Bank
KURAVANKONAM — TRIVANDRUM, KERALA
MICR: 695020004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KURAVANKONAM
IFSC Code
IOBA0000496
MICR Code
695020004
Address
TC NO 4 BY 1091, CHERUTHONE KURAVANKONAM, KOUDIAR TIRUVANANTHAPURAM PIN 695003
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City
TRIVANDRUM
District
THIRUVANANTHAPURAM
State
KERALA
Contact
2434285

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000496 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000496.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000496.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
9
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000496 — Branch code (KURAVANKONAM)

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Frequently Asked Questions

Is IOBA0000496 valid for online transfer?
Yes, IOBA0000496 is a valid IFSC code for Indian Overseas Bank KURAVANKONAM branch in TRIVANDRUM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000496 belong to?
IOBA0000496 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KURAVANKONAM is 695020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000496?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.