Indian Overseas Bank RAJKOT Branch IFSC Code

IOBA 0000144
Indian Overseas Bank Logo Indian Overseas Bank
RAJKOT — RAJKOT, GUJARAT
MICR: 360020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
RAJKOT
IFSC Code
IOBA0000144
MICR Code
360020002
Address
PAREKH CHAMBERS, DHEEBHAR BHAI ROAD,RAJKOT,PIN 360001
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City
RAJKOT
District
RAJKOT
State
GUJARAT
Contact
+912812226422

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000144 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000144.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000144.

IFSC Code Structure

I
O
B
A
0
0
0
0
1
4
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000144 — Branch code (RAJKOT)

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Frequently Asked Questions

Is IOBA0000144 valid for online transfer?
Yes, IOBA0000144 is a valid IFSC code for Indian Overseas Bank RAJKOT branch in RAJKOT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000144 belong to?
IOBA0000144 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RAJKOT is 360020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000144?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.