Indian Overseas Bank MORVI Branch IFSC Code

IOBA 0000448
Indian Overseas Bank Logo Indian Overseas Bank
MORVI — RAJKOT, GUJARAT
MICR: 363020021 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MORVI
IFSC Code
IOBA0000448
MICR Code
363020021
Address
9 BY 2 BY 43 BHATIA MAHAJAN WADI SARDAR ROAD MORVI PIN 363641
Open in Google Maps
City
RAJKOT
District
MORVI
State
GUJARAT
Contact
+912822222215

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000448 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000448.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000448.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
4
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000448 — Branch code (MORVI)

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Frequently Asked Questions

Is IOBA0000448 valid for online transfer?
Yes, IOBA0000448 is a valid IFSC code for Indian Overseas Bank MORVI branch in RAJKOT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000448 belong to?
IOBA0000448 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MORVI is 363020021. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000448?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.