Indian Overseas Bank RAJKOT VANIAVADI Branch IFSC Code
IOBA 0000427
Indian Overseas Bank RAJKOT VANIAVADI — RAJKOT, GUJARAT
MICR: 360020004
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- RAJKOT VANIAVADI
- IFSC Code
- IOBA0000427
- MICR Code
- 360020004
- City
- RAJKOT
- District
- RAJKOT
- State
- GUJARAT
- Contact
- 2362867
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000427 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000427.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000427.
IFSC Code Structure
I
O
B
A
0
0
0
0
4
2
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000427 — Branch code (RAJKOT VANIAVADI)
Nearby Indian Overseas Bank Branches in RAJKOT
RAJKOT
IOBA0000144
PAREKH CHAMBERS, DHEEBHAR BHAI ROAD,RAJKOT,PIN 360001
MICR: 360020002 RTGS ✓ NEFT ✓ IMPS ✓
RAJKOT M V M COLLEGE ROAD
IOBA0000373
KASHIHARI OPP LIC BUILDING,KALAVAD ROAD,RAJKOT PIN 360002
MICR: 360020003 RTGS ✓ NEFT ✓ IMPS ✓
JETPUR
IOBA0000400
KUBERBHUVAN,PHULWADI LODHI ROAD,JETPUR PIN 360370
MICR: 360020061 RTGS ✓ NEFT ✓ IMPS ✓
MORVI
IOBA0000448
9 BY 2 BY 43 BHATIA MAHAJAN WADI SARDAR ROAD MORVI PIN 363641
MICR: 363020021 RTGS ✓ NEFT ✓ IMPS ✓
DHORAJI
IOBA0000489
53 BHAGWAT RANG BHOOMI STATION ROAD,AZAD CHOWK DHORAJI PIN 360410
MICR: 360020081 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000427 valid for online transfer?
Yes, IOBA0000427 is a valid IFSC code for Indian Overseas Bank RAJKOT VANIAVADI branch in RAJKOT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000427 belong to?
IOBA0000427 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RAJKOT VANIAVADI is 360020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000427?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.