Indian Overseas Bank DHORAJI Branch IFSC Code

IOBA 0000489
Indian Overseas Bank Logo Indian Overseas Bank
DHORAJI — RAJKOT, GUJARAT
MICR: 360020081 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
DHORAJI
IFSC Code
IOBA0000489
MICR Code
360020081
Address
53 BHAGWAT RANG BHOOMI STATION ROAD,AZAD CHOWK DHORAJI PIN 360410
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City
RAJKOT
District
DHORAJI
State
GUJARAT
Contact
+912824220596

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000489 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000489.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000489.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
8
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000489 — Branch code (DHORAJI)

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Frequently Asked Questions

Is IOBA0000489 valid for online transfer?
Yes, IOBA0000489 is a valid IFSC code for Indian Overseas Bank DHORAJI branch in RAJKOT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000489 belong to?
IOBA0000489 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank DHORAJI is 360020081. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000489?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.