Indian Overseas Bank THERUBALI Branch IFSC Code

IOBA 0000318
Indian Overseas Bank Logo Indian Overseas Bank
THERUBALI — RAYAGADA, ODISHA
MICR: 765020508 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
THERUBALI
IFSC Code
IOBA0000318
MICR Code
765020508
Address
IMFA COMPOUND,THERUBALI PO,THERUBALI,PIN 765018
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City
RAYAGADA
District
THERUBALI
State
ODISHA
Contact
230003

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000318 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000318.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000318.

IFSC Code Structure

I
O
B
A
0
0
0
0
3
1
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000318 — Branch code (THERUBALI)

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Frequently Asked Questions

Is IOBA0000318 valid for online transfer?
Yes, IOBA0000318 is a valid IFSC code for Indian Overseas Bank THERUBALI branch in RAYAGADA, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000318 belong to?
IOBA0000318 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank THERUBALI is 765020508. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000318?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.