Indian Overseas Bank BISSAM CUTTACK Branch IFSC Code

IOBA 0000453
Indian Overseas Bank Logo Indian Overseas Bank
BISSAM CUTTACK — RAYAGADA, ODISHA
MICR: 765020505 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BISSAM CUTTACK
IFSC Code
IOBA0000453
MICR Code
765020505
Address
RAYAGADA ROAD,BISSAM CUTTACK,CUTTACK,PIN 765019
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City
RAYAGADA
District
BISSAMCUTTACK
State
ODISHA
Contact
+916863247551

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000453 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000453.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000453.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
5
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000453 — Branch code (BISSAM CUTTACK)

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Frequently Asked Questions

Is IOBA0000453 valid for online transfer?
Yes, IOBA0000453 is a valid IFSC code for Indian Overseas Bank BISSAM CUTTACK branch in RAYAGADA, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000453 belong to?
IOBA0000453 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BISSAM CUTTACK is 765020505. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000453?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.