Indian Overseas Bank RAMANGUDA Branch IFSC Code
IOBA 0000495
Indian Overseas Bank RAMANGUDA — RAYAGADA, ODISHA
MICR: 765020507
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- RAMANGUDA
- IFSC Code
- IOBA0000495
- MICR Code
- 765020507
- City
- RAYAGADA
- District
- RAYAGADA
- State
- ODISHA
- Contact
- 262123
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000495 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000495.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000495.
IFSC Code Structure
I
O
B
A
0
0
0
0
4
9
5
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000495 — Branch code (RAMANGUDA)
Nearby Indian Overseas Bank Branches in RAYAGADA
RAYAGADA
IOBA0000283
8 55, STATION ROAD, NEW COLONY, RAYAGADA PO PIN 765001
MICR: 765020002 RTGS ✓ NEFT ✓ IMPS ✓
THERUBALI
IOBA0000318
IMFA COMPOUND,THERUBALI PO,THERUBALI,PIN 765018
MICR: 765020508 RTGS ✓ NEFT ✓ IMPS ✓
JAYKAYPUR
IOBA0000430
PO JAYKAYPUR,JAYKAYPUR,PIN 765017
MICR: 765020501 RTGS ✓ NEFT ✓ IMPS ✓
BISSAM CUTTACK
IOBA0000453
RAYAGADA ROAD,BISSAM CUTTACK,CUTTACK,PIN 765019
MICR: 765020505 RTGS ✓ NEFT ✓ IMPS ✓
KERADA
IOBA0000867
123,KERADA VILLAGE,KERADA,PIN 765201
MICR: 765020502 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000495 valid for online transfer?
Yes, IOBA0000495 is a valid IFSC code for Indian Overseas Bank RAMANGUDA branch in RAYAGADA, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000495 belong to?
IOBA0000495 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RAMANGUDA is 765020507. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000495?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.