Indian Overseas Bank JAYKAYPUR Branch IFSC Code

IOBA 0000430
Indian Overseas Bank Logo Indian Overseas Bank
JAYKAYPUR — RAYAGADA, ODISHA
MICR: 765020501 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
JAYKAYPUR
IFSC Code
IOBA0000430
MICR Code
765020501
Address
PO JAYKAYPUR,JAYKAYPUR,PIN 765017
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City
RAYAGADA
District
JAYKAYPUR
State
ODISHA
Contact
233545

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000430 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000430.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000430.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
3
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000430 — Branch code (JAYKAYPUR)

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Frequently Asked Questions

Is IOBA0000430 valid for online transfer?
Yes, IOBA0000430 is a valid IFSC code for Indian Overseas Bank JAYKAYPUR branch in RAYAGADA, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000430 belong to?
IOBA0000430 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank JAYKAYPUR is 765020501. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000430?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.