Indian Overseas Bank VARKALA Branch IFSC Code
IOBA 0000321
Indian Overseas Bank VARKALA — THIRUVANANTHAPURAM, KERALA
MICR: 695020252
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- VARKALA
- IFSC Code
- IOBA0000321
- MICR Code
- 695020252
- City
- THIRUVANANTHAPURAM
- District
- VARKALA
- State
- KERALA
- Contact
- +914702602332
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000321 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000321.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000321.
IFSC Code Structure
I
O
B
A
0
0
0
0
3
2
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000321 — Branch code (VARKALA)
Nearby Indian Overseas Bank Branches in THIRUVANANTHAPURAM
PALODE
IOBA0000269
RAJESH,BLD,OPP,KSRTC,BUS,STATION,PASCHA,PO,PALODE,PIN,695562
MICR: 695020809 RTGS ✓ NEFT ✓ IMPS ✓
NAGAROOR
IOBA0000465
NIHAS SHOPPING ARCADE, AL THANRAMOOD PO, VIA ALAMCODE, NAGAROOR PIN 695102
MICR: 695020807 RTGS ✓ NEFT ✓ IMPS ✓
EDAVA
IOBA0000550
SHAMSHAD BUILDING EDAVA PIN 695311
MICR: 695020256 RTGS ✓ NEFT ✓ IMPS ✓
ARALUMOODU
IOBA0000740
SULAIKHA COMPLEX, VAZHIMUKKU JN ,BALARAMAPURAM P.O. ,ARULUMOODU ,PIN 695501
MICR: 695020102 RTGS ✓ NEFT ✓ IMPS ✓
PERUMKADAVILA
IOBA0000742
PP1 BY 1132,JAYALAKSHMI BHAVAN,PERUMKADAVILA,PIN 695124
MICR: 695020810 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000321 valid for online transfer?
Yes, IOBA0000321 is a valid IFSC code for Indian Overseas Bank VARKALA branch in THIRUVANANTHAPURAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000321 belong to?
IOBA0000321 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VARKALA is 695020252. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000321?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.