Indian Overseas Bank PERUMKADAVILA Branch IFSC Code

IOBA 0000742
Indian Overseas Bank Logo Indian Overseas Bank
PERUMKADAVILA — THIRUVANANTHAPURAM, KERALA
MICR: 695020810 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PERUMKADAVILA
IFSC Code
IOBA0000742
MICR Code
695020810
Address
PP1 BY 1132,JAYALAKSHMI BHAVAN,PERUMKADAVILA,PIN 695124
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City
THIRUVANANTHAPURAM
District
PERUMKADAVILA
State
KERALA
Contact
2275472

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000742 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000742.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000742.

IFSC Code Structure

I
O
B
A
0
0
0
0
7
4
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000742 — Branch code (PERUMKADAVILA)

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Frequently Asked Questions

Is IOBA0000742 valid for online transfer?
Yes, IOBA0000742 is a valid IFSC code for Indian Overseas Bank PERUMKADAVILA branch in THIRUVANANTHAPURAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000742 belong to?
IOBA0000742 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PERUMKADAVILA is 695020810. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000742?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.