Indian Overseas Bank ARALUMOODU Branch IFSC Code

IOBA 0000740
Indian Overseas Bank Logo Indian Overseas Bank
ARALUMOODU — THIRUVANANTHAPURAM, KERALA
MICR: 695020102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ARALUMOODU
IFSC Code
IOBA0000740
MICR Code
695020102
Address
SULAIKHA COMPLEX, VAZHIMUKKU JN ,BALARAMAPURAM P.O. ,ARULUMOODU ,PIN 695501
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City
THIRUVANANTHAPURAM
District
ARALUMOODU
State
KERALA
Contact
2403380

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000740 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000740.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000740.

IFSC Code Structure

I
O
B
A
0
0
0
0
7
4
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000740 — Branch code (ARALUMOODU)

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Frequently Asked Questions

Is IOBA0000740 valid for online transfer?
Yes, IOBA0000740 is a valid IFSC code for Indian Overseas Bank ARALUMOODU branch in THIRUVANANTHAPURAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000740 belong to?
IOBA0000740 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ARALUMOODU is 695020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000740?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.