Indian Overseas Bank NAGAROOR Branch IFSC Code

IOBA 0000465
Indian Overseas Bank Logo Indian Overseas Bank
NAGAROOR — THIRUVANANTHAPURAM, KERALA
MICR: 695020807 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
NAGAROOR
IFSC Code
IOBA0000465
MICR Code
695020807
Address
NIHAS SHOPPING ARCADE, AL THANRAMOOD PO, VIA ALAMCODE, NAGAROOR PIN 695102
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City
THIRUVANANTHAPURAM
District
NAGAROOR
State
KERALA
Contact
2678296

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000465 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000465.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000465.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
6
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000465 — Branch code (NAGAROOR)

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Frequently Asked Questions

Is IOBA0000465 valid for online transfer?
Yes, IOBA0000465 is a valid IFSC code for Indian Overseas Bank NAGAROOR branch in THIRUVANANTHAPURAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000465 belong to?
IOBA0000465 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NAGAROOR is 695020807. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000465?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.