Indian Overseas Bank SWAROOP NAGAR Branch IFSC Code

IOBA 0000686
Indian Overseas Bank Logo Indian Overseas Bank
SWAROOP NAGAR — KANPUR, UTTAR PRADESH
MICR: 208020003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SWAROOP NAGAR
IFSC Code
IOBA0000686
MICR Code
208020003
Address
112 BY 351,SWAROOP NAGAR,KANPUR
Open in Google Maps
City
KANPUR
District
KANPUR
State
UTTAR PRADESH
Contact
+915122552453

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000686 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000686.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000686.

IFSC Code Structure

I
O
B
A
0
0
0
0
6
8
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000686 — Branch code (SWAROOP NAGAR)

Nearby Indian Overseas Bank Branches in KANPUR

View all Indian Overseas Bank branches in KANPUR →

Frequently Asked Questions

Is IOBA0000686 valid for online transfer?
Yes, IOBA0000686 is a valid IFSC code for Indian Overseas Bank SWAROOP NAGAR branch in KANPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000686 belong to?
IOBA0000686 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SWAROOP NAGAR is 208020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000686?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.