Indian Overseas Bank KALYANPUR Branch IFSC Code

IOBA 0003860
Indian Overseas Bank Logo Indian Overseas Bank
KALYANPUR — KANPUR, UTTAR PRADESH
MICR: 208020007 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KALYANPUR
IFSC Code
IOBA0003860
MICR Code
208020007
Address
GC-77, AWAS VIKAS, KALYANPUR, KANPUR-208024
Open in Google Maps
City
KANPUR
District
KANPUR
State
UTTAR PRADESH
Contact
+919598977751

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003860 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003860.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003860.

IFSC Code Structure

I
O
B
A
0
0
0
3
8
6
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003860 — Branch code (KALYANPUR)

Nearby Indian Overseas Bank Branches in KANPUR

View all Indian Overseas Bank branches in KANPUR →

Frequently Asked Questions

Is IOBA0003860 valid for online transfer?
Yes, IOBA0003860 is a valid IFSC code for Indian Overseas Bank KALYANPUR branch in KANPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003860 belong to?
IOBA0003860 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KALYANPUR is 208020007. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003860?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.