Indian Overseas Bank KANPUR Branch IFSC Code

IOBA 0000741
Indian Overseas Bank Logo Indian Overseas Bank
KANPUR — KANPUR, UTTAR PRADESH
MICR: 208020004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KANPUR
IFSC Code
IOBA0000741
MICR Code
208020004
Address
117 BY H1 BY 02 PALIWAL BHAWAN NARENDRA MOHAN SETU MARG PANDU NAGAR KANPUR
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City
KANPUR
District
KANPUR
State
UTTAR PRADESH
Contact
+915122218294

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000741 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000741.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000741.

IFSC Code Structure

I
O
B
A
0
0
0
0
7
4
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000741 — Branch code (KANPUR)

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Frequently Asked Questions

Is IOBA0000741 valid for online transfer?
Yes, IOBA0000741 is a valid IFSC code for Indian Overseas Bank KANPUR branch in KANPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000741 belong to?
IOBA0000741 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KANPUR is 208020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000741?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.