Indian Overseas Bank P. ROAD-KANPUR Branch IFSC Code

IOBA 0003888
Indian Overseas Bank Logo Indian Overseas Bank
P. ROAD-KANPUR — KANPUR, UTTAR PRADESH
MICR: 208020008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
P. ROAD-KANPUR
IFSC Code
IOBA0003888
MICR Code
208020008
Address
104A/298, P ROAD, RAMBAGH, OPPOSITE HARSAHAI PG COLLEGE, KANPUR, DISTRICT KANPUR, UTTAR PRADESH, PIN CODE 208012
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City
KANPUR
District
KANPUR
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003888 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003888.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003888.

IFSC Code Structure

I
O
B
A
0
0
0
3
8
8
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003888 — Branch code (P. ROAD-KANPUR)

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Frequently Asked Questions

Is IOBA0003888 valid for online transfer?
Yes, IOBA0003888 is a valid IFSC code for Indian Overseas Bank P. ROAD-KANPUR branch in KANPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003888 belong to?
IOBA0003888 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank P. ROAD-KANPUR is 208020008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003888?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.