Indian Overseas Bank CHAROTTIKONAM Branch IFSC Code
IOBA 0001027
Indian Overseas Bank CHAROTTIKONAM — TRIVANDRUM, KERALA
MICR: 695020803
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- CHAROTTIKONAM
- IFSC Code
- IOBA0001027
- MICR Code
- 695020803
- City
- TRIVANDRUM
- District
- NEYYATTINKARA
- State
- KERALA
- Contact
- 2215062
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001027 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001027.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001027.
IFSC Code Structure
I
O
B
A
0
0
0
1
0
2
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001027 — Branch code (CHAROTTIKONAM)
Nearby Indian Overseas Bank Branches in TRIVANDRUM
THIRUVANANTHAPURAM
IOBA0000099
25 BY 1 AND 2, Y M C A BLDG, M G ROAD, THIRUVANANTHAPURAM - 695001
MICR: 695020002 RTGS ✓ NEFT ✓ IMPS ✓
AYIROOR VARKALA
IOBA0000339
IP BY I BY 948, AISWARYA BUILDINGS, BAKAMON PANCHAYAT, AYIROOR VARKALA PIN 695310
MICR: 695020254 RTGS ✓ NEFT ✓ IMPS ✓
VATTIYOORKAVU
IOBA0000428
VP IV BY 542VATTIYOORKAVU KACHANI POST THIRUVANANTHAPURAM PIN695013
MICR: 695020009 RTGS ✓ NEFT ✓ IMPS ✓
NEYYATINKARA
IOBA0000445
12 BY 64, H K MOOSA COMPLEX, MAIN ROAD, NEYYATTINKARA695121
MICR: 695020202 RTGS ✓ NEFT ✓ IMPS ✓
THIRUVANANTHAPURAM G H JUNCTION
IOBA0000462
ANDOOR BUILDINGS, GENERAL HOSPITAL ROAD, THIRUVANANTHAPURAM
MICR: 695020003 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001027 valid for online transfer?
Yes, IOBA0001027 is a valid IFSC code for Indian Overseas Bank CHAROTTIKONAM branch in TRIVANDRUM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001027 belong to?
IOBA0001027 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHAROTTIKONAM is 695020803. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001027?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.