Indian Overseas Bank KILLIPALAM Branch IFSC Code

IOBA 0001481
Indian Overseas Bank Logo Indian Overseas Bank
KILLIPALAM — TRIVANDRUM, KERALA
MICR: 695020012 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KILLIPALAM
IFSC Code
IOBA0001481
MICR Code
695020012
Address
T C 21 BY 99, PRASANTH BUILDINGS, KILLIPALAM, THIRUVANANTHAPURAM PIN 695002
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City
TRIVANDRUM
District
THIRUVANANTHAPURAM
State
KERALA
Contact
2349877

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001481 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001481.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001481.

IFSC Code Structure

I
O
B
A
0
0
0
1
4
8
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001481 — Branch code (KILLIPALAM)

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Frequently Asked Questions

Is IOBA0001481 valid for online transfer?
Yes, IOBA0001481 is a valid IFSC code for Indian Overseas Bank KILLIPALAM branch in TRIVANDRUM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001481 belong to?
IOBA0001481 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KILLIPALAM is 695020012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001481?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.