Indian Overseas Bank NEW JAWAHAR NAGAR Branch IFSC Code

IOBA 0001520
Indian Overseas Bank Logo Indian Overseas Bank
NEW JAWAHAR NAGAR — JALANDHAR, PUNJAB
MICR: 144020006 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
NEW JAWAHAR NAGAR
IFSC Code
IOBA0001520
MICR Code
144020006
Address
G NM HOSP,GURU NANAK CHOWK,JALANDHARCITY
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City
JALANDHAR
District
JALANDHAR
State
PUNJAB
Contact
2226546

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001520 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001520.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001520.

IFSC Code Structure

I
O
B
A
0
0
0
1
5
2
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001520 — Branch code (NEW JAWAHAR NAGAR)

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Frequently Asked Questions

Is IOBA0001520 valid for online transfer?
Yes, IOBA0001520 is a valid IFSC code for Indian Overseas Bank NEW JAWAHAR NAGAR branch in JALANDHAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001520 belong to?
IOBA0001520 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NEW JAWAHAR NAGAR is 144020006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001520?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.