Indian Overseas Bank DERA BAL Branch IFSC Code
IOBA 0001720
Indian Overseas Bank DERA BAL — JALANDHAR, PUNJAB
MICR: 144020010
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- DERA BAL
- IFSC Code
- IOBA0001720
- MICR Code
- 144020010
- City
- JALANDHAR
- District
- JALANDHAR
- State
- PUNJAB
- Contact
- 2403985
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001720 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001720.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001720.
IFSC Code Structure
I
O
B
A
0
0
0
1
7
2
0
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001720 — Branch code (DERA BAL)
Nearby Indian Overseas Bank Branches in JALANDHAR
JALLANDHAR
IOBA0000190
LALLY NIVAS, G T ROAD, JULLUNDUR CITY, PIN 144001
MICR: 144020002 RTGS ✓ NEFT ✓ IMPS ✓
JALANDHARSURANUSSI
IOBA0000304
G T ROAD SURANUSSI PIN 144001
MICR: 144020003 RTGS ✓ NEFT ✓ IMPS ✓
JALANDHAR CANTONMENT
IOBA0000411
8,HARDYAL ROAD,JALANDHAR CANTONMENT,PIN 144005
MICR: 144020005 RTGS ✓ NEFT ✓ IMPS ✓
ADAMPUR DOABA
IOBA0000516
PUNJAB KHADI MANDAL BU ADAMPUR DOABA PIN 144102
MICR: 144020812 RTGS ✓ NEFT ✓ IMPS ✓
SHAHKOT
IOBA0000682
VISHKARMA MARKET MANDI VILL AND POST SHAHKOT PIN 144702
MICR: 144020902 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001720 valid for online transfer?
Yes, IOBA0001720 is a valid IFSC code for Indian Overseas Bank DERA BAL branch in JALANDHAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001720 belong to?
IOBA0001720 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank DERA BAL is 144020010. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001720?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.